If someone guarantees a loan for a stranger, take collateral—don’t just trust blindly. The Hebrew word for pledge is arab, meaning to give security or stand as a guarantor. This verse pushes against the idea that all generosity is wise, or that trusting everyone is always the right thing to do. It recognizes that people can make reckless promises, especially for those they don’t really know, and that others shouldn’t have to pay the price for someone else’s risk. If you’ve ever felt pressured to vouch for someone or take a risk on someone else’s behalf, this verse is permission to be careful. It’s not about being suspicious of everyone, but about protecting yourself and others from the fallout of hasty or careless decisions. Sometimes, saying no is the wisest and kindest choice you can make.