What does James 2:16 mean?

If you tell someone who needs food or clothes, 'Take care, stay warm, and eat well,' but you don't actually help them with what they need, what good does that do? James 2:16 - Modern Text Bible

(James is pointing out how empty it is to offer kind words without real action. He's saying that just wishing someone well doesn't actually help them if you don't do something practical.)